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BANK BONUS GUIDE

Updated: Jul 10


There are various types of bonuses and free money opportunities available across different industries and sectors. Here are some categories and specific examples:

1. Bank Account Bonuses

  • Checking Account Bonuses: Many banks offer cash bonuses for opening a new checking account and meeting certain criteria (e.g., direct deposit, maintaining a minimum balance).

  • Example: Chase Bank offers $200 for opening a new checking account.

  • Savings Account Bonuses: Some banks offer bonuses for opening and funding a savings account.

  • Example: Discover Bank offers up to $200 for opening and funding a new savings account.

2. Credit Card Sign-Up Bonuses

  • Many credit cards offer substantial rewards points, cash back, or travel miles as a sign-up bonus when you spend a certain amount within the first few months.

  • Example: Chase Sapphire Preferred offers 60,000 points after spending $4,000 in the first 3 months.

  • Example: American Express Platinum Card offers 100,000 points after spending $6,000 in the first 6 months.

3. Brokerage Account Bonuses

  • Brokerages offer cash bonuses for transferring funds or stocks into a new brokerage account.

  • Example: TD Ameritrade offers up to $2,500 for transferring $1,000,000 or more.

  • Example: E*TRADE offers up to $3,500 for transferring $1,500,000 or more.

4. Investment Platform Bonuses

  • Some investment platforms offer bonuses for opening an account and funding it with a certain amount.

  • Example: M1 Finance offers up to $2,500 for transferring $2,000,000 or more.

  • Example: Robinhood offers a free stock (worth up to $200) for signing up and linking your bank account.

5. Referral Bonuses

  • Many companies offer referral bonuses when you refer a friend or family member who signs up and meets certain criteria.

  • Example: PayPal offers a $10 bonus for referring a friend who signs up and spends $5.

  • Example: Cash App offers $15 when you refer a friend who sends $5.

6. Shopping and Cashback Apps

  • Cashback apps and websites offer bonuses for signing up and making qualifying purchases.

  • Example: Rakuten offers a $10 bonus when you sign up and make a qualifying purchase.

  • Example: Honey offers rewards points that can be redeemed for gift cards when you shop through their browser extension.

7. Health and Fitness Apps

  • Some health and fitness apps offer bonuses for signing up and completing certain activities.

  • Example: Achievement app offers points for tracking your health and fitness activities, which can be redeemed for cash.

  • Example: Sweatcoin app offers rewards for the steps you take, which can be redeemed for various products and services.

8. Gig Economy and Freelance Platforms

  • Gig economy platforms offer sign-up bonuses for new drivers, shoppers, or service providers.

  • Example: Uber offers a sign-up bonus for new drivers after completing a certain number of rides.

  • Example: DoorDash offers bonuses for new Dashers after completing a set number of deliveries.

9. Online Course and Learning Platforms

  • Some online learning platforms offer bonuses for signing up or referring friends.

  • Example: Coursera occasionally offers free courses or discounts for new users.

  • Example: Skillshare offers a free month of premium membership when you sign up or refer a friend.

10. Surveys and Market Research

  • Survey websites and market research companies offer cash or gift cards for completing surveys.

  • Example: Swagbucks offers a $10 bonus for new users who sign up and complete their first few activities.

  • Example: Survey Junkie offers points that can be redeemed for cash or gift cards.

11. Telecommunication Services

  • Some telecommunication companies offer bonuses for signing up for new services.

  • Example: Verizon offers a $100 gift card for new customers who sign up for Fios internet.

  • Example: AT&T offers up to $300 in rewards for new wireless customers who switch to AT&T and trade in their old device.

12. Utilities and Energy Companies

  • Some utilities and energy providers offer bonuses for new customers who sign up for their services.

  • Example: Some local energy providers offer rebates or bonuses for switching to their services or for energy-efficient upgrades.

13. Subscription Services

  • Many subscription services offer bonuses for signing up for their services.

  • Example: Streaming services like Hulu or Disney+ occasionally offer free trials or discounts for new subscribers.

  • Example: Amazon Prime offers a 30-day free trial and occasionally has discounts on membership.

14. Utilities and Energy Companies

  • Some utilities and energy providers offer bonuses for new customers who sign up for their services.

  • Example: Arcadia offers a $10 credit when you sign up for community solar.

  • Example: OhmConnect offers cash rewards for reducing energy usage during peak times.

15. Mobile Phone Service Providers

  • Mobile phone companies often offer bonuses for switching to their service or upgrading your plan.

  • Example: T-Mobile offers a prepaid MasterCard with up to $650 for switching from another carrier.

  • Example: Sprint offers a $100 prepaid card for new lines added.

16. Online Marketplaces and Services

  • Online platforms often provide bonuses for signing up and making your first purchase or sale.

  • Example: eBay offers coupons and discounts for new sellers.

  • Example: Etsy occasionally offers free listings for new sellers.

17. Financial Planning and Budgeting Apps

  • Financial apps may offer bonuses for signing up and linking your bank account.

  • Example: Personal Capital offers a $20 Amazon gift card for linking an account with $100,000+.

  • Example: Yotta Savings offers up to $100 in tickets for prize drawings when you sign up and deposit money.

18. Travel and Accommodation Booking Sites

  • Travel websites and apps often provide bonuses for booking through their platform.

  • Example: Expedia offers discounts or points for first-time bookings.

  • Example: Airbnb offers up to $50 in travel credit for new users who book a trip.

19. Retail and Grocery Store Loyalty Programs

  • Many stores offer bonuses or discounts for signing up for their loyalty programs.

  • Example: Target Circle offers a $10 reward for new members after spending $50.

  • Example: Kroger offers fuel points and coupons for signing up for their rewards program.

20. Online Course and Learning Platforms

  • Learning platforms often provide bonuses or discounts for signing up for courses.

  • Example: Udemy offers discounts on courses for new users during special promotions.

  • Example: LinkedIn Learning offers a free month trial for new subscribers.

21. Cryptocurrency Exchanges

  • Cryptocurrency exchanges often offer bonuses for signing up and making your first trade.

  • Example: Coinbase offers $10 in Bitcoin for signing up and buying $100 in crypto.

  • Example: Binance offers discounts on trading fees for new users.

22. Health Insurance Providers

  • Some health insurance companies offer bonuses or incentives for enrolling in their plans.

  • Example: Oscar Health offers Amazon gift cards for completing health assessments and activities.

  • Example: UnitedHealthcare offers wellness rewards for completing health activities.

23. Food Delivery Services

  • Food delivery apps provide sign-up bonuses or discounts for new users.

  • Example: Grubhub offers $10 off your first order.

  • Example: Postmates offers $100 in delivery fee credits for new users.

24. Fitness and Wellness Apps

  • Fitness apps may offer bonuses or incentives for signing up and completing activities.

  • Example: Sweatcoin offers rewards for steps taken, which can be redeemed for various products.

  • Example: Gympass offers discounts and bonuses for new members.

25. Ride-Sharing and Transportation Apps

  • Ride-sharing apps provide bonuses for new drivers and riders.

  • Example: Lyft offers up to $300 for new drivers after completing a set number of rides.

  • Example: Uber offers $20 off your first ride for new users.

26. Home Improvement and DIY Stores

  • Home improvement stores offer bonuses or discounts for signing up for their loyalty programs.

  • Example: Home Depot offers $5 off your first purchase for signing up for their newsletter.

  • Example: Lowe’s offers 10% off for new movers who sign up for their moving program.

27. Subscription Box Services

  • Subscription box companies offer bonuses or discounts for new subscribers.

  • Example: Blue Apron offers $30 off your first order for new users.

  • Example: FabFitFun offers $10 off your first box for new subscribers.

28. Charity and Donation Platforms

  • Some charity platforms offer bonuses for first-time donors or for setting up recurring donations.

  • Example: GoFundMe occasionally matches donations for new campaigns.

  • Example: Patreon offers benefits for creators who set up new accounts and reach certain milestones.

29. Online Gaming and Esports Platforms

  • Gaming platforms often provide bonuses for signing up and playing.

  • Example: DraftKings offers a $20 bonus for new users who make their first deposit.

  • Example: FanDuel offers a $10 site credit for new users.

30. Language Learning Apps

  • Language learning apps offer bonuses or discounts for new users.

  • Example: Rosetta Stone offers a discount on new subscriptions.

  • Example: Duolingo offers discounts on their Plus subscription for new users.

31. Insurance and Financial Products

  • Insurance companies and financial services often provide bonuses for signing up for new policies or accounts.

  • Example: Lemonade Insurance offers a discount on renters or homeowners insurance for new customers.

  • Example: Allstate offers a sign-up bonus for new auto insurance policies.

32. Utility Switching Services

  • Some services offer bonuses for switching your utility providers through their platform.

  • Example: EnergySage offers cash rewards for switching to a solar energy provider.

  • Example: UtilitySwitch offers bonuses for switching your gas or electricity provider.


These additional opportunities provide a wide range of ways to earn bonuses and free money, from financial and insurance products to travel, health, and retail services. Always verify the details and requirements of each offer before participating.



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